的number of homes foreclosed on in the first quarter of 2011 shot up in California by 22 percent from the fourth quarter of 2010. Notice of defaults 在加利福尼亚仍然相当稳定. 的真实ity of the situation is that the market is divided between normal home sales 和 distressed properties. This divide is virtually down the middle nationwide 和 in California there are more distressed properties than normal homes 出售. In other words the market is still incredibly 从多个有利位置缺陷s. 的only reason things remain stagnant is because of the Federal Reserve intervening in the mortgage markets 和 also allowing the suspension of mark-to-market accounting. This is like pushing pause on your favorite sporting event 什么时候 things are not going your way 和 expecting the results 至 remain. However the major issue for the housing market is how do you get 实际 household incomes up 至 justify current price levels? 的Fed has tried unsuccessfully 至 boost prices 和 now 通货膨胀 is leaking out in energy, medical, 和 food costs.
I think it is useful 至 put the overall market in perspective here. From Q4 2010 至 Q1 2011 实际 completed 止赎 jumped by 22 percent. Notice of defaults remained steady although how much of this is due 至 banks simply not moving on the current backlog of 影子库存？汇总数据并查看市场景气期间的情况可能会很有用：
In 2005 notice of defaults for the entire year were slightly above 50,000. Last year even with an artificial market we still had 300,000 NODs filed. What about 实际 completed 止赎?
I always marvel at this chart. In 2006 California witnessed roughly 12,000 实际 止赎 for the entire year! In 2010 this number was up 至 171,000. Clearly the market is still battling with the aftermath of the bubble bursting. Another item that is rarely brought up is the 加州预算. Do people simply think that if we don’t talk about it that it will somehow resolve itself? I’m not sure if people 真实ly understand the deep changes that are coming down the pipeline.
This is a common question. 的answer of course depends on the home you are looking at 和 your income. However many people that ask this question are usually looking at areas like 帕萨迪纳 和 卡尔弗城 只是进入了修正的起源。很少有人问我要在 内陆帝国 至 live in (many do ask about this area as an 投资 property).
的only things keeping this market 至gether is artificial methods of intervention like the 美联储和会计头。这些行动使上述数据停滞了一年，但是这种假装游戏能持续多久呢？如果收入没有增加，那么家庭将如何为自己的足彩预测付款？如果抵押贷款利率开始回落至历史最高水平怎么办？最终，收入必须上升或房价必须下降。
“（DQ新闻) 的most active “beneficiaries”上一季度的正式止赎程序包括摩根大通（9,634），富国银行（8,329）和美国银行（7,158）。
的“servicers”（或正式取消抵押品赎回权的受托人）上个季度违约率最高的是ReconTrust Co（主要是美国银行和MERS），Quality Loan Service Corp（美国银行），California Reconveyance Co（JP Morgan Chase） ，NDEx West（富国银行）和Cal-Western Reconveyance Corp（富国银行）。”
117 FRASER AVE，圣莫尼卡，CA 90405
的rental is going for $5,500 per month while the home is 出售 at $1,950,000. How far apart are these homes?
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